As per the latest available data up to Baisakh end 2082, the paid-up capital of commercial banks in Nepal reflects the evolving dynamics of Nepal’s banking landscape. Global IME Bank stands out with the highest paid-up capital of NPR 38.11 billion, signifying its position as the most financially fortified institution among the 20 reviewed banks.

1. Top 5 Banks by Paid-up Capital

Rank	Bank Name	Paid-up Capital (in million NPR)
1	Global IME Bank	38,115.85
2	Nepal Investment Mega Bank (NIMB)	34,128.59
3	NABIL Bank	27,057.00
4	Kumari Bank	26,225.86
5	Laxmi Bank	24,346.51

These banks have achieved higher capital primarily through aggressive mergers and acquisitions, in line with Nepal Rastra Bank’s (NRB) consolidation directives. Their larger capital base increases lending potential and compliance readiness under BASEL III norms.

2. Moderate Capital Holders

Banks like Prabhu Bank (Rs. 23.54B), Himalayan Bank (Rs. 21.65B), Prime Bank (Rs. 19.40B), and Agricultural Development Bank (Rs. 19.29B) are in the mid-range capital group. They maintain balanced capital strategies with a mix of internal profit reinvestment and mergers.

3. Lower Capital Banks

At the lower end, the following banks have relatively smaller paid-up capital as of Baisakh 2082:

Standard Chartered Bank Nepal – Rs. 10.04B
NSBI Bank – Rs. 10.89B
Sanima Bank – Rs. 13.58B

These banks typically follow niche operational models with focused lending portfolios, limited branch networks, and conservative capital expansion.